11224 SW 79th TerraceOcala, FL 34476Price: $165,000

  • Price: $165,000
  • Est. Mortgage of $/month
  • 4 Days on Market
$
$
%
$/month over payments
Federal 30-year interest rate: 6.55% last updated on Jul 16, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $165,000List Price
  • 2Bedrooms
  • 2Full Bath
  • 960Square Feet
WELCOME HOME TO PALM CAY - A 55+ GATED COMMUNITY IN SW OCALA! Enjoy the Florida retirement lifestyle you've been looking for in Palm Cay, a deed-restricted, access-controlled gated community offering comfort, convenience, and a true sense of community. With planned daily activities posted at the front entry and clubhouse, residents have plenty of opportunities to stay active, socialize, and enjoy everything this welcoming neighborhood has to offer. The monthly HOA fee is $128 and includes trash service. This beautifully updated 2-bedroom, 2-bath home offers easy living with modern upgrades throughout. As you arrive, you are greeted by the inviting front porch - the perfect spot for morning coffee chats with neighbors. Step inside to a bright and comfortable living room featuring updated LVP flooring, fresh lighting, and a neutral color palette that creates a warm and welcoming atmosphere. The open flow continues into the dining area, where sliding doors lead to the enclosed, lanai - an ideal space for relaxing, entertaining, or enjoying year-round Florida living. The lanai opens to an screened in patio area, creating additional space to unwind. The updated galley-style kitchen is ready for your favorite recipes and features new cabinetry, stainless steel appliances including refrigerator, range, microwave, and dishwasher, plus modern finishes designed for both style and function. The guest bedroom and guest bathroom provide a comfortable space for visitors. The primary suite features a walk-in closet, and a remodeled ensuite bathroom with a walk-in shower and updated finishes. Recent improvements include:* Roof (2023) * HVAC system (2010) with updated ductwork. Palm Cay offers resort-style amenities including **The Oasis clubhouse**, library, card and billiards rooms, arts and crafts studio, catering kitchen, fitness facilities, tennis courts, bocce ball, shuffleboard, walking and biking areas, RV/boat parking, and a variety of clubs and social activities. Conveniently located near shopping, dining, medical facilities, golf courses, and everyday essentials, with easy access to all that Ocala has to offer. Enjoy the best of Florida living with nearby springs, recreation, and approximately one hour to beaches and Orlando attractions.

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Mortgage Calculator


$
$
%
Est. Mortgage:
$/month over payments
Federal 30-year interest rate: 6.55% last updated on Jul 16, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.
Listed by Cynthia Strait of CITRUS HOME FINDERS (hello@citrushomefinders.com)

Listings courtesy of StellarMLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of July 19, 2026 10:31 PM UTC. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end user license agreement.

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