1102 Ladies StreetFernandina Beach, FL 32034Price: $1,674,900

  • Price: $1,674,900
  • Est. Mortgage of $/month
$
$
%
$/month over payments
Federal 30-year interest rate: 6.55% last updated on Jul 16, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $1,674,900List Price
  • 3Bedrooms
  • 2Full Bath
  • 2,360Square Feet
In the heart of historic Old Town, 1102 Ladies Street offers a rare opportunity to own a custom Amelia Island home where timeless character meets exceptional quality. Designed by architect Eric Moser and built by Jim Cartwright in 2019, this crafted home sits on a double lot and offers design, comfort, and structural integrity rarely found in this sought-after location. Built for lasting quality, the home features a standing seam metal roof, Hardie Artisan siding, Allegheny mahogany doors inside and out, longleaf yellow pine flooring, conventional framing, and a stainless steel hardware package. Generous off-street driveway parking is an uncommon luxury that adds both convenience and value. Inside, the open-concept main living area flows seamlessly between the kitchen, dining, and living spaces, creating an inviting setting for daily living and entertaining. The kitchen is anchored by a BlueStar gas range, while a wood-burning fireplace adds charm and warmth to the dining room. The fully fenced backyard offers a private retreat near Egan's Creek, with the undeveloped parcel next door adding more space and privacy. After a day at the beach, enjoy the outdoor shower with hot water. With room to entertain, relax, or add a pool, the backyard is perfectly suited for easy island living. Double porches invite relaxed coastal living, with sunset views out front and a peaceful private setting in back. Paired with thoughtful craftsmanship and carefully selected finishes, this is a truly exceptional Amelia Island offering. Opportunities with this quality, setting, and livability are seldom available. Schedule your private showing today before this special property is claimed.

Property Details of 1102 Ladies Street

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Mortgage Calculator


$
$
%
Est. Mortgage:
$/month over payments
Federal 30-year interest rate: 6.55% last updated on Jul 16, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.
Listed by Tamara Jones of AMELIA ISLAND REAL ESTATE SERVICES

 "Based on information submitted to Amelia Island - Nassau County Association of Realtors as of July 19, 2026 11:33 PM UTC. All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

 
 

 

 

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